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Title Innovations™ | |||||||||||
Title agency automation for this century | and beyond |
Effective March 4, 2014
Title Agency is dedicated to ensuring financial protection for our policyholders and
others with whom we do business with by providing quality products and exceptional service.
In order to provide quality products and services, we may require access to certain
non-public personal information (NPI) which is personally identifiable data such as
information provided by a customer on a form or application, information about a
customer's transactions, or any other information about a customer which is otherwise
unavailable to the general public. While access to NPI may be critical, the protection
of that information is equally important.
NPI includes first name or first initial and last name coupled with any of the following:
Social Security Number, driver's license number, state-issued ID number, credit card
number, debit card number, or other financial account numbers.
Title Agency works hard to protect the security and confidentiality of your personal
information. In accordance with the provisions of federal law, Title Agency maintains
policies and procedures regarding the collection and disclosure of information considered
to be NPI.
This privacy statement applies to personal information we obtain anytime you interact
with Title Agency.
What Information We Collect, and Why: Title Agency obtains nonpublic personal
information about our consumers from information:
We routinely ask for your name, address, telephone number, e-mail address, financial
information (which may include mortgage payoff information and sometimes debit/credit
card information), and any other identifying data (such as driver's license, state-issued
ID, your social security number or date of birth) to facilitate the processing of our
services and the management of our customers' transactions and business.
Title Agency does not collect any NPI from our website. Please do not send personal
information to Title Agency via an unsecured email message. We recommend that you send
personal information to Title Agency via postal mail, courier, phone or fax.
Your provision of any NPI constitutes your agreement to this privacy policy, which may
be amended from time to time. Do not provide any NPI (or allow others to do so on your
behalf) if you (or your principal, if you are acting as an agent) do not agree with all
of the terms including this privacy statement and any applicable supplemental privacy
statement.
Disclosing Personal Information to Others: Title Agency strictly limits disclosure
of NPI; however, we may share the necessary personal or transaction details only to the
extent necessary with (a) financial and non financial entities (such as our agents,
lenders, and underwriters) that perform a part of the transaction that you have
requested, (b) our employees, agents, independent contractors, data processors, auditors,
bankers, insurers, lawyers, consultants, and other service providers, and (c) government
agencies in compliance with law or with a subpoena.
Title Agency requires that employees having access to NPI take special precautions to
protect the confidentiality of NPI. Access to NPI is limited to those who have a need
for that information in order to perform their job responsibilities.
We shall not sell or rent the information we collect to third parties so that they can
use it to directly contact you for their own promotional purposes. We will not provide
your e-mail address, postal address, or telephone number to our business partners or
other unaffiliated third parties for the purpose of allowing them to offer you products
and services directly.
Security: Title Agency employs technology, expert services, and operational procedures
designed to protect the integrity and confidentiality of our communications and data
processing and storage. These practices (including encryption, firewalls, physical
access controls, and other appropriate techniques) meet or exceed the regulatory
requirements and examination guidelines established by the relevant US federal, state
financial services supervisory agencies and trade organizations.
Access to personal information is restricted to employees and service providers who
need to have access to that information as described in this privacy statement. Our
service providers are required to observe standards for the security, collection, use
and sharing of personal information, and to comply with applicable law.
Documents containing NPI are required to be stored in secured areas or in computer
applications having password protections. Documents containing NPI must be destroyed
by placing them in the secured shredding boxes provided by Title Agency's shredding
services vendor.
Preventing Identity Theft: Title Agency recognizes the importance of protecting
your personal information and is therefore committed to its protection. Please be advised
that Title Agency will never initiate requests for personal information or request
such information from you by fax or email. Please do not send personal information to
Title Agency via unsecured email message. We recommend that you send personal
information to Title Agency via postal mail, courier, phone or fax.
Do not be misled by emails that appear to be from us and ask for personal information. If you receive a suspicious email requesting your personal information, please forward the email immediately to us.
Our compliance officer has responsibility for monitoring compliance with our Privacy Policy.
Log Files: As true of most Websites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system and date/time stamp data.
We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole.
Cookies: A cookie is a small text file that is stored on a user's computer for record-keeping purposes. We DO NOT use cookies on this site.
Links to Other Sites: This Website contains links to other sites that are not owned or controlled by us. Please be aware that we are not responsible for the privacy practices of such other sites.
We encourage you to be aware when you leave our site and to read the privacy policies of each and every Website that collects personal information.
This Website privacy policy applies only to information collected by this Website.
Will Title Agency sell data gathered to anyone? No, Title Agency does not and never will sell any data to anyone.
Who monitors our privacy policy? Title Agency's policies are closely monitored by Title Agency's management team. Title Agency is committed to inform users directly if there is any change in Title Agency's privacy policy.
Changes to our privacy policy: Title Agency reserves the right to amend this policy at any time. Unless stated otherwise, any changes performed to this document will become effective as of the date a revised version is posted on our website.
If you have questions about information security, privacy, or usage of NPI at Title Agency that were not answered here, please contact us at the following address:
Title Agency
2669 Shillington Road, Suite 233
Sinking Spring, Pennsylvania 19608
610-929-5154
http://www.TitleInnovations.com
John@TitleInnovations.com